American Heritage Lending - Homeowner Learning Center
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Refine
LOG IN OR REGISTER
Contact Us
Newly Closed Loans
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Lower My Payment
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Newly Closed Loans
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Escrow Basics
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Escrow Waiver
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Year-End Statement Basics
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How to Request Mortgage Assistance
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Gracefully Exiting Your Loan
Updated Articles
Claims
Last Updated: 04/29/2025
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Disaster Claims & Assistance
What do I need to do if my home has been damaged? Here’s what you need to do first: Contact your hazard insurance company to file a claim. Call us at  833.253.1133 , and w e'll let you know what information is required to d...
Payments and Payoffs
Last Updated: 04/29/2025
Ways to Pay
Last Updated: 04/29/2025
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Payments and Payoffs
How can I make payments? We offer a variety of quick and easy payment options. Choose the way that is most convenient for you: Online via our website or app Set up autopay (recurring monthly ACH drafts) online or by phone Call to set up budge...
Paying Off Your Loan
Last Updated: 04/29/2025
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Payments and Payoffs
A payoff statement for a mortgage, sometimes referred to as a payoff letter, is a document that details the exact amount of money needed to fully pay off your mortgage loan. It encompasses your outstanding balance, the interest you owe, an...
Monthly Autopay
Last Updated: 04/29/2025
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Payments and Payoffs
What is autopay? Autopay, meaning recurring monthly ACH drafts, allows you to pay your loan automatically each month from your checking or savings account. You may also opt for budget drafts if you would like to split your monthly payment into two ...
Newly Closed Loans
Last Updated: 04/29/2025
Budget Drafts (Biweekly)
Last Updated: 04/29/2025
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Payments and Payoffs
Can I split my monthly payment into two payments? Yes, by enrolling for Budget Drafts , you can schedule automatic recurring ACH drafts from your checking or savings account every 14 days. Once enrolled, half of your monthly mortgage payment will...
Paperless Statements
Last Updated: 04/29/2025
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Payments and Payoffs
Can I opt out of receiving copies of statements in the mail? Yes! Go paperless by opting in for electronic account and/or year-end statements. Once you are enrolled, we’ll send you an email each time a statement is ready to view online. You will ...
Getting Started
Last Updated: 04/29/2025
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Newly Closed Loans
Congratulations on your recent closing! We are happy to continue serving you. Our goal is to make homeownership easy and convenient, every step of the way As your servicer, you can expect us to: Send statements. Receive and apply yo...
Your First Payment
Last Updated: 04/29/2025
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Newly Closed Loans
When will I receive my first billing statement? If your loan just closed, please look out for your first statement in the coming weeks, before your first payment is due. Can I opt out of receiving paper statements in the mail? Yes, you can ch...
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