Popular Articles

51. Shortage

    Last Updated: 09/24/2024 in Escrow Statement FAQs
    What is an escrow shortage? All escrow accounts have a minimum required balance , which equals your expected tax and insurance expenses plus some extra money in case your bills go up – this is called a cushion. If your escrow account balance is e...

52. Surplus

    Last Updated: 09/24/2024 in Escrow Statement FAQs
    What is an escrow surplus?  All escrow accounts have a minimum required balance, which equals your expected tax and insurance expenses plus some extra money in case your bills go up – this is called a cushion. If your escrow account balance is mor...

53. 3rd-Party Authorization

    Last Updated: 01/13/2026 in Business Purpose Loans
    To safeguard your personal information, we will not discuss or release any non-public information regarding your loan without written approval.  If you would like information about your loan to be released to an authorized third party, please compl...

54. E-Delivery Options

    Last Updated: 09/16/2025 in Go Paperless *NEW Options!*
    Electronic delivery is available for the following communications:  Monthly mortgage/account statements Provide information about payments due, account summary, and recent transactions.  Year-end statements Depending on your loan/accoun...

55. Paperless Statements

    Last Updated: 03/21/2026 in Payments and Payoffs
    Can I opt out of receiving copies of statements in the mail? Yes! Go paperless by opting in for electronic account and/or year-end statements. Once you are enrolled, we’ll send you an email each time a statement is ready to view online. You will ...

56. How to Enroll

    Last Updated: 09/16/2025 in Go Paperless *NEW Options!*
    You can enroll online in a few quick clicks! Here's how: Log into our website or app. Go to Documents and click Manage Delivery Preferences . Next to  Escrow statements plus other routine servicing communications,  check the Email box and...

57. Accessing Statements Online

    Last Updated: 09/16/2025 in Go Paperless *NEW Options!*
    Here's how to find statements and other select communications on our website and app: Log in Go to Documents Click or tap the type of document you're looking for (e.g., Taxes or Escrow) to see the statements available Click or tap the link ...

58. Contacts

    Last Updated: 09/24/2024 in Escrow Statement FAQs
    Who do I contact  with  questions about my escrow expenses? Taxes: Your local tax assessor’s office. Insurance premiums: Your insurance company. Your escrow payments and expenses: Reach out to us. We'll be happy to help! Please see our...

59. Business-Purpose Loans: How to Register Online

    Last Updated: 01/09/2026 in Business Purpose Loans
    How can I access my mortgage online? Registering online is quick and easy. Here's how: Click LOGIN OR REGISTER above or in the sidebar.  Click Register Your Account . Follow the prompts to enter and verify your information. If your loan is...

60. Business-Purpose Loans: How to Register Online

    Last Updated: 01/08/2026 in Online Access
    How can I access my mortgage online? Registering online is quick and easy. Here's how: Click LOGIN OR REGISTER above or in the sidebar.  Click Register Your Account . Follow the prompts to enter and verify your information. If your loan ...

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