American Heritage Lending - Homeowner Learning Center
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Table of Contents
Table of Contents
Refine
Go Paperless
LOG IN OR REGISTER
Contact Us
Business Purpose Loans
Newly Closed Loans
Online Access
Payments and Payoffs
Escrow, Tax & Insurance
Escrow Statement FAQs
Disaster Claims & Assistance
Year-End Statements
Lower My Payment
Financial Hardship
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Glossary
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Intro
E-Delivery Options
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Insurance Department
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Business Purpose Loans
Business-Purpose Loans: How to Register Online
3rd-Party Authorization
Newly Closed Loans
Online Access
Payments and Payoffs
Escrow, Tax & Insurance
Escrow Basics
Homeowner's/Hazard Insurance
Claims
Property Taxes
Escrow Waiver
Escrow Statement FAQs
Disaster Claims & Assistance
Year-End Statements
Year-End Statement Basics
Receiving My Statement
Accessing Statements Online
Tax Deductions
Who to Contact
Lower My Payment
Financial Hardship
We're Here to Support You
Mortgage Assistance Options
How to Request Mortgage Assistance
Additional Resources
Gracefully Exiting Your Loan
Popular Articles
Year-End Statement Basics
Last Updated: 11/13/2025
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Year-End Statements
What year-end statement should I expect from you? Depending on your account activity last year, you may receive the following IRS Form from us: Form 1098: Reports interest we received on a mortgage. Form 1099-C: Reports when a debt is cancel...
Other Correspondence
Last Updated: 08/28/2026
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Contact Us
Other Correspondence First Home Mortgage PO Box 4638 Englewood, CO 80155 Designated Address for Notices of Error & Information Requests First Home Mortgage PO Box 3398 Englewood, CO 80155 ...
Getting Started
Last Updated: 02/03/2025
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Online Access
What should I do the first time I log into my account? Once you’re logged into your account, you can: See an overview of your loan , including balance, interest information, payoff date, escrow details, payment history, and more. Go to My L...
Disaster Assistance
Last Updated: 08/28/2026
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Disaster Claims & Assistance
I am having trouble making mortgage payments due to a disaster. What can I do? If a recent disaster has affected your ability to conduct normal financial business, we understand this may result in late or missed mortgage payments. We are here t...
Video: Understanding Your Escrow Statement
Last Updated: 09/12/2024
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Escrow Statement FAQs
We review your escrow activity at least annually to help ensure your account has enough funds to cover your property tax and/or insurance expenses, which can change from year to year. After each review, we send an Escrow Account Disclosure ...
Go Paperless
Last Updated: 08/13/2026
3rd-Party Authorization
Last Updated: 01/13/2026
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Business Purpose Loans
To safeguard your personal information, we will not discuss or release any non-public information regarding your loan without written approval. If you would like information about your loan to be released to an authorized third party, please compl...
Change in Your Mortgage Payment
Last Updated: 09/24/2024
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Escrow Statement FAQs
Why did my payment change? When your taxes and/or insurance bills change from year to year, it may be necessary to adjust the amount you are paying into your escrow account, too. Reasons your expenses changed may include: Insurance: Changes...
E-Delivery Options
Last Updated: 08/13/2026
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Go Paperless
Electronic delivery is available for the following communications: Monthly mortgage/account statements Provide information about payments due, account summary, and recent transactions. Year-end statements Depending on your loan/accoun...
Access Outside the U.S.
Last Updated: 02/03/2025
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Online Access
Access to our website and app is available in the following countries: United States Australia British Virgin Islands Canada Finland Germany Greenland Guam India Japan Mexico Micronesia Portugal Puerto Rico South Korea United Kingd...
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