Popular Articles | Page 2 | American Heritage Lending

How to Request Mortgage Assistance

Last Updated: 02/03/2026 in Financial Hardship

How can I apply for mortgage assistance ? You can log into our website or app to complete the application online or, if you prefer to submit your application by mail or email, please click the button above to download a PDF. The PDF will ...
Mortgage Recast Overview

Last Updated: 02/03/2026 in Lower My Payment

If you want to lower your monthly mortgage payment and have the means to make additional payments toward your loan principal, a mortgage recast might be a great option for you. Learn what a recast involves, how it can help you save now and long te...
Who to Contact

Last Updated: 02/03/2026 in Year-End Statements

I have other questions about year-end tax statements. Whom should I contact? If you have questions specific to taxes and deductions, reach out to the experts. Consult a qualified tax advisor, contact the IRS at 1-800-829-1040, or visit IRS.gov...
Claims

Last Updated: 12/01/2025 in Disaster Claims & Assistance

What do I need to do if my home has been damaged? Here’s what you need to do first: Contact your hazard insurance company to file a claim. Call us at  833.253.1133 , and w e'll let you know what information is required to d...
Getting Started

Last Updated: 02/03/2026 in Newly Closed Loans

Congratulations on your recent closing! We are happy to continue serving you. Our goal is to make homeownership easy and convenient, every step of the way As your servicer, you can expect us to: Send statements. Receive and apply yo...
Mortgage Assistance Options

Last Updated: 02/03/2026 in Financial Hardship

Need M ortgage A ssistance ? Whether you ’re experiencing hardship due to loss of employment, income reduction, illness or other related impacts , here are your options that may be available to you based on investor guidelin...
Other Correspondence

Last Updated: 02/03/2026 in Contact Us

Other Correspondence First Home Mortgage PO Box 4638 Englewood, CO 80155 Designated Address for Notices of Error & Information Requests First Home Mortgage PO Box 3398 Englewood, CO 80155 ...
Escrow Basics

Last Updated: 02/03/2026 in Escrow, Tax & Insurance

What is an escrow account? Think of it like a savings account dedicated to the tax and/or insurance expenses required for your property—and as your loan servicer, we help you manage it. Depending on the terms of your mortgage, your escrow account m...
Receiving My Statement

Last Updated: 11/13/2025 in Year-End Statements

When and how will I receive my year-end statement? Year-end statements are sent by January 31 each year. If you enroll for electronic year-end statements by December 27, 2025, we will notify you by email when your statement is available online ...
Gracefully Exiting Your Loan

Last Updated: 02/03/2026 in Financial Hardship

If you foresee there isn’t a financially feasible way to keep your home, here are more options for you to avoid the foreclosure process. Traditional Sale: Work with a real estate agent to s ell your home ...